A checking account is the easiest and most convenient way to make purchases, pay bills and manage your day-to-day cash flow. As First Service Bank, we offer several excellent checking solutions to meet your individual checking needs with options to save you money, while providing flexibility and easy access.
Free Checking
A hassle-free and inexpensive way to do your checking
- Opening deposit requirement of just $100.00
- No monthly fee or per check charges, regardless of the balance you keep or the number of checks you write
- Receive a monthly mailed statement or an eStatement
- Free Debit Card
- Free Online Banking
Regular Checking
Enjoy the freedom of unlimited check writing with the possibility of service charge free checking
- Opening deposit requirement of just $100.00
- No monthly fee when you maintain a minimum balance of $200.00
- If your minimum balance drops below $200.00, you pay a low monthly fee of $5.00
- Check imaging included with detailed monthly mailed statement or eStatement at no charge
- Free Debit Card
- Free Online Banking
1st Club Checking
Worry free banking with a special package of discounted services for one flat monthly fee.
- Opening deposit requirement of just $100.00
- No minimum monthly balance requirement or per check charges
- Free special 1st Club checks
- Accidental Death and Dismemberment insurance for individuals or families. A monthly fee of $6.95 for individual or $8.95 for families, depending upon the insurance coverage you select.
- Travel discount on car rentals and hotels
- Check imaging included with detailed monthly mailed statement or eStatement at no charge
- Free Debit Card
- Free Online Banking
Golden Checking
A special account for individuals 55 and better.
- Opening deposit requirement of just $100.00
- No monthly fee or per check charges, regardless of the balance you keep or the number of checks you write.
- Check imaging included with detailed monthly mailed statement or eStatement at no charge
- Free Special Golden Age Checks
- Free Debit Cards
- Free Online Banking
Regular Now Account
Checking that works for you!
- Opening deposit requirement of just $1,000.00
- Unlimited check writing
- No monthly fee when you maintain a minimum balance of $1,000.00
- If your minimum balance drops below $1,000.00 you pay a monthly fee of $7.50
- Earns interest on all your money, regardless of your balance
- Check imaging included with detailed monthly mailed statement or eStatement at no charge
- Free Debit Card
- Free Online Banking
Super Now Account
Checking that really pays.
- Opening deposit requirement of just $2,500.00
- Unlimited check writing
- No monthly fee when you maintain a minimum balance of $2,500.00
- If your minimum balance drops below $2,500.00 you pay a monthly fee of $10.00
- Earns “higher” interest on all your money, regardless of your balance
- Check imaging included with detailed monthly mailed statement or eStatement at no charge
- Free Debit Card
- Free Online Banking
Investor Account
Bank with confidence of interest checking paid on tiered balances, with unlimited check writing.
- Opening deposit requirement of just $100.00
- Image Statement or eStatement
- No service charge as long as the customer maintains a balance of $2,500.00 during the monthly statement cycle; a $15.00 service charge will be assessed if the account balance drops below $2,500.00 at anytime during the monthly statement cycle.
Health Savings Account
A Health Saving Account (HSA) is an account that you can put money into to save for future medical expenses. There are certain advantages to putting money into this account, including favorable tax treatment.