Scams / Threats
The following links are educational tools which will help you to better understand how to protect yourself from these threats.
Protect Your Identity
- Never respond to unsolicited requests for your social security number (SSN) or financial data. We will never call you and ask for your account number, social security number or other personal information. However, if you call us, we may request this information to verify your identity.
- Before discarding, shred credit card, ATM receipts and any pre-approved credit offers you have received, but don't plan to use.
- Check all credit card and bank statements for accuracy.
- Avoid easy to figure out access and personal ID (PIN) codes.
- Obtain a copy of your credit report yearly and check it for accuracy.
- Use only secure sites when making online purchases. Secure pages begin with "https."
- Pay for online purchases by credit card to assure you get what you paid for and to limit your liability.
- Safeguard your SSN, and check Earnings and Benefit statements annually for fraudulent use.
If You Become A Victim
If you find you have become a victim of identity theft, immediately take the following actions: File a police report.
- Contact your banker or click on the email us link at the top of this page.
- Notify all of those with whom you have a financial relationship.
- Tag accounts closed due to fraud. "Closed at consumers request."
- Notify credit bureau fraud units.
- Establish a password for telephone inquiries on credit card accounts.
- Place a fraud alert statement on your credit report.
- Request bi-monthly copies of your credit report until your case is resolved.
- Report check theft to check verification companies.
- Check post office for unauthorized change of address requests.
- Follow-up contacts with letters and keep copies of all correspondence.