First Service Bank - Personal Loans

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Consumer Loans

At one time or another, we all could use a little extra cash. Whether you are planning a vacation, shopping for a car, putting kids through college or just want something to help you enjoy your time off, let one of our loan officers arrange the financing that you need.

Apply for a Loan

Business Loans

Whether you need money for operating expenses, expanding your office space or upgrading your equipment, First Service Bank has experienced lenders who can customize a business loan to fit your needs.

Agricultural Loans

Helps in the area of livestock, poultry, equipment, crop production, or the purchase of that additional acreage.

Apply for a Loan

Commercial Loans

Revolving Lines of Credit to handle short-term financing needs, such as accounts receivable, inventory, trade discounts, or other needs.

Term loans for intermediate financing of equipment, working capital, accounts receivable, and inventory.

Commercial Real Estate Mortgages for longer term financing of acquisitions or expansions.

At First Service Bank....We’re here for you!

Apply for a Loan

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Mortgage Loans

Buying or refinancing your home is much easier if you have someone who will work with you, one on one. Please allow our mortgage specialists the opportunity to be there for you to answer your questions and help you understand the increasingly complex world of home loan financing. We will take the time to help find the right loan program for you and help you feel at home.

At First Service Bank....we’re here for you!!!

Apply for a Loan

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Student Loans

First Service Bank and the Arkansas Student Loan Authority, whose mission is to serve the State of Arkansas as an enduring source of education funding, have partnered to provide educational funding to every college-bound Arkansas student. Borrowers’ loans are serviced by in-state client service representatives for the life of the loan. We help students discover their potential by eliminating financial barriers to higher education.

Arkansas Student Loan Authority - Web Site

First Service Bank lending code - 175509

Applying for Federal Financial Aid

Thousands of students go off to college unaware that there is federal assistance available to help with the high costs of attending.

Step 1

The first step in applying for Federal financial aid is to fill out the Free Application for Federal Student Aid - FAFSA. The paper application is available at most high schools and college financial aid offices. The FAFSA determines your eligibility for a variety of federal programs:

Grants
Scholarships
Work Study
Loans

For your convenience, an electronic version of the FAFSA application is now available on the Web through the U.S. Department of Education. The electronic version will be processed much quicker than the paper application.

Items you will need to complete the FAFSA include:

Federal income tax returns and W-2's
Sources and amounts of untaxed income
Asset and investment information (current bank statements, stocks, bonds, real estate, investment statements, etc.)

Be sure to keep a copy of the completed application for your records.

Step 2

An award letter will be mailed to you by the financial aid office listing the types of aid for which you qualify. Review the award letter and be sure you understand the terms and conditions that accompany each type of award. Be sure you understand which school costs will be covered by the aid and when it will be credited to your account or disbursed to you. Sign the award letter, if required, and return it to the school within the deadline.

At First Service Bank....we’re here for you!!!

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