Personal Checking Accounts
Checking Accounts
|
Minimum to Open
|
Minimum Balance to Avoid Service Charge
|
Monthly Service Charge
|
Free Checks
|
Interest Earning
|
Arrive
Free Checking
|
$100.00
|
$0.00
|
None
|
Yes*
|
No
|
Achieve
Regular Checking
|
$100.00
|
$200.00
|
$5.00
|
Yes*
|
No
|
Master
Golden Checking
|
$100.00
|
$0.00
|
None
|
Yes*
|
Yes
|
Advance
Regular Now
|
$1,000.00
|
$7.50
|
$7.50
|
Yes*
|
Yes
|
Advantage
Super Now
|
$2,500.00
|
$10.00
|
$10.00
|
Yes*
|
Yes
|
Gain
Investor Account
|
$100.00
|
$2,500.00
|
$15.00
|
No
|
Yes
|
Earn
Personal Money Account
|
$2,500.00
|
$10.00, only if balance drops below $2,500 during the month
|
None
|
No
|
Yes
|
* First order is Free.
Personal Savings Accounts
Savings Accounts
|
Minimum to Open
|
Minimum Balance to Avoid Service Charge
|
Monthly Service Charge
|
Free Checks
|
Interest Earning
|
Premium Savings
|
$100.00
|
$100.00
|
$6.00, only if daily balance drops below $100 during the quarter
|
No
|
Yes
|
Johnny Appleseed
|
$5.00
|
$0.00
|
No
|
No
|
Yes
|
Health Savings Account
|
$0.00
|
$0.00
|
$0.00
|
Yes
|
No
|
Christmas Savings Club*
|
Weekly deposit required
|
$0.00
|
$0.00
|
No
|
No
|
*50 consecutive deposits and FSB it will make the 51st payment.
Certificates of Deposit
CD's are a great way to save for the future. Our certificates of deposit are very flexible, giving you control over how your funds work for you. Your deposit will earn a market rate of interest determined by rivaling interest rates. You select the maturity term you want, from 3 to 48 months. Our CD's require a minimum opening deposit of only $1,000.00. For your convenience, all CD's are automatically renewed unless otherwise requested. Penalties will be incurred for early withdrawal of funds.
Individual Retirement Account
IRA's are available at First Service Bank. Get a tax advantage today, while saving for the future. Ask a First Service Bank representative for a plan to suit your needs.