Online Banking

Personal Checking Accounts

Checking Accounts

Minimum to Open

Minimum Balance to Avoid Service Charge

Monthly Service Charge

Free Checks

Interest Earning

Arrive
Free Checking

$100.00

$0.00

None

Yes*

No

Achieve
Regular Checking

$100.00

$200.00

$5.00

Yes*

No

Master
Golden Checking

$100.00

$0.00

None

Yes*

Yes

Advance
Regular Now

$1,000.00

$1,000.00

$7.50

Yes*

Yes

Advantage
Super Now

$2,500.00

$2,500.00

$10.00

Yes*

Yes

Gain
Investor Account

$100.00

$2,500.00

$15.00

No

Yes

Earn
Personal Money Account

$2,500.00

$10.00, only if balance drops below $2,500 during the month

None

No

Yes

 * First order is Free.

Personal Savings Accounts

Savings Accounts

Minimum to Open

Minimum Balance to Avoid Service Charge

Monthly Service Charge

Free Checks

Interest Earning

Premium Savings

$100.00

$100.00

$6.00, only if daily balance drops below $100 during the quarter

No

Yes

Johnny Appleseed

$5.00

$0.00

No

No

Yes

Health Savings Account

$0.00

$0.00

$0.00

Yes

No

Christmas Savings Club*

Weekly deposit required

$0.00

$0.00

No

No

 *50 consecutive deposits and FSB it will make the 51st payment.

 

Certificates of Deposit

CD's are a great way to save for the future. Our certificates of deposit are very flexible, giving you control over how your funds work for you. Your deposit will earn a market rate of interest determined by rivaling interest rates. You select the maturity term you want, from 3 to 48 months. Our CD's require a minimum opening deposit of only $1,000.00. For your convenience, all CD's are automatically renewed unless otherwise requested. Penalties will be incurred for early withdrawal of funds.

Individual Retirement Account

IRA's are available at First Service Bank. Get a tax advantage today, while saving for the future. Ask a First Service Bank representative for a plan to suit your needs.