Personal Checking Accounts

 * First order is Free.

Personal Savings Accounts

 *50 consecutive deposits and FSB it will make the 51st payment.

Certificates of Deposit

CD's are a great way to save for the future. Our certificates of deposit are very flexible, giving you control over how your funds work for you. Your deposit will earn a market rate of interest determined by rivaling interest rates. You select the maturity term you want, from 3 to 48 months. Our CD's require a minimum opening deposit of only $1,000.00. For your convenience, all CD's are automatically renewed unless otherwise requested. Penalties will be incurred for early withdrawal of funds.

Individual Retirement Account

IRA's are available at First Service Bank. Get a tax advantage today, while saving for the future. Ask a First Service Bank representative for a plan to suit your needs.

Business Accounts

Business Checking

With First Service Bank we know that your business is important. Your business requires a checking account that can provide you with flexibility along with the additional resources your business demands.

Features include:

• No per item charges
• Opening deposit of $100.00
• No monthly fee when you maintain a balance of $500.00
• If your balance falls below $500.00 you only pay $5.00 per month
• Check imaging included with detailed monthly mailed statement or eStatement at no charge
• No per item charges for writing checks or making deposits
• Unlimited check writing

Money Market Investment Commercial Account

Money Market Investment Commercial Accounts are not consumer accounts to which Truth in Savings applies. Your interest rate and annual percentage yield may change. We may change the interest rate on your account at any time.

• Minimum balance to open the account — $2,500
• Minimum balance to avoid fees — a service charge of $10 will be imposed each monthly statement cycle if the average collected balance for the monthly statement cycle falls below $2,500
• ATM card is allowed
• Fees: A service charge of $.50 will be charged for each debit transaction (withdrawal, check paid, automatic transfer or payment out of this acct.) in excess of 6 during a statement cycle — this fee will apply if the average collected balance is less than $10,000 during the statement cycle, regardless of the balance

Other Business Services

Payroll Service

Directly deposit your employee's payroll to their account at any bank. No checks to write or mail.

Wire Transfer Service

Send money to anyone that has a banking relationship anywhere with our wire transfer capabilities. Can be received the same day in most cases.

Night Depository Service

Provides safety and security for your daily cash and checks when the bank is closed. We will provide you with a lock bag for a small fee, and will process your deposits and cash to be ready the following business day.

Merchant Bankcard Service

Provides retailers with credit card processing and settlement services for Visa and MasterCard transactions.

Internet Banking Service

Making your business banking better

• View account balance & up to 24 months of history
• Immediate access to monthly statements
• Transfer between accounts
• ACH origination (credit/debit)
• Direct deposit payroll
• EFTPS (Electronic Funds Tax Payment Service)
• Wire transfer origination
• NACHA import
• Download to Money, Quicken or other financial management software
• Scheduled, recurring, or one-time bill payments
• Order checks online
• Secure file and document transfers